Get this EXCLUSIVE Self-Directed 12 page Gold IRA Guide
- How our gold & silver self-directed IRA services can protect your IRA/401(k)
- What types of gold & silver are eligible for a self-directed IRA
- How to open a self-directed IRA by investing in precious metals
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Why Choose A Goldco® Self-Directed IRA Account?
With a Goldco® Self-Directed IRA account, you can invest in gold just like stocks or bonds in a conventional IRA. You can roll over or transfer an existing retirement account and make allowable annual contributions.
A Goldco® Self-Directed IRA is an alternative option to protect your IRA, 401(k), or other qualified retirement accounts from inflation and market volatility that can wreak havoc on your hard-earned retirement savings.
Learn more about rolling over your current retirement funds to a Goldco® Self-Directed IRA. Find out if your current retirement plan qualifies for a rollover or transfer, and how you can quickly and easily diversify your portfolio today.
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3 Reasons a Self-Directed Gold IRA is Right for You
Are you tired of market volatility and rising inflation wreaking havoc on your retirement savings? If so, a self-directed IRA can be a great tool to keep more of your nest egg. A self-directed IRA account is like a traditional or Roth IRA as it has the same tax rules and contribution limits. However, it lets you invest in non-traditional assets like precious metals with tax advantages. These accounts can also be used for real property, private placements, and tax liens. Yet, many investors opt for precious metals as they’re more stable and less complex. Here are three reasons you should consider investing in precious metals for your self-directed IRA:
1. A Gold IRA allows investment in an asset of stable value
Gold has been around for thousands of years and isn’t going away anytime soon. Gold protects against inflation, which is why it served for centuries as a standard for currencies. In fact, when countries take their currencies off a tangible standard and adopt fiat currency they inevitably create inflation, printing money out of thin air. Therefore, having a precious metals IRA is a smart way to protect yourself against irresponsible monetary policy.
Gold can be a great investment as many leading nations including the US, have substantial debt levels. Unfortunately, the US owes a collective $22 TRILLION which will result in future inflation and other economic problems in the long run. Gold allows you to diversify your assets to protect against this dire situation.
2. Self-directed IRAs come with favorable tax treatment
You’re probably asking yourself, “Why can’t I invest in gold or other precious metals via the bank?” You could stick gold coins in a safe deposit box, but you’d miss out on favorable tax treatment. A self-directed gold IRA account can either be established as a traditional IRA or a Roth IRA. Traditional accounts use pre-tax dollars and only pay taxes when distributions are taken. Roth accounts are funded with after-tax contributions that grow tax-free. Roth accounts can be a powerful tool to help you keep more of your earnings from the tax man.
3. The simplicity of investing in precious metals
A self-directed IRA can be a great tool, but it can have complex rules, loopholes and IRS regulations, particularly with less common investments such as private placement investments, including investing in C corps, LPs and LLCs. These alternative options have many pitfalls and complex rules per the IRS. However, gold is relatively simple compared to those other investments. Our self-directed IRA services will help you avoid any pitfalls and common errors that are commonly encountered by self-directed IRA investors.
Using a self-directed IRA to invest in precious metals can also give you tax benefits. For example, you can choose either tax-deferred or tax-free gains based on the account type. A self-directed IRA account can be used for other investments like real estate, but the main advantages of investing in gold are stability, tax treatment, and simplicity.
Precious metals don’t have the complexity of stocks and bonds. You don’t have to worry about coupons, dividends, or splits. You can go to any newspaper anywhere in the world to find the prices of gold and silver. Even better, because of the consistent demand for gold and silver there will always be buyers for the precious metals in your self-directed IRA when the time comes for you to sell them.
Whereas stocks and bonds can lose their value and fall to zero, gold’s price remains stable and consistent over time. That’s why it has been trusted by investors who are looking to safeguard their assets and protect them against inflation and financial crisis. The combination of stable value, ease of investment, and favorable tax treatment make investing in gold through a self-directed IRA the right choice for many investors.
I can only say my experience was absolutely great. Everything was explained to me in detail to where I understood exactly what was going on with my investment from start to finish. The team at Goldco are extremely informative and answered any questions I had with no problems. I was updated on constantly and found that to be an asset to me to know what was going on at all times. I liked the convenience of being able to call with any questions no matter what it was, it was answered to my satisfaction.
I was so impressed by the knowledge, courtesy, and, above all, professionalism shown by Blake Skadron and his colleague John Thomas. They fully answered every question I had. Doing business with these gentlemen was a real pleasure.
I am a first time buyer, with absolutely no experience in buying precious metals. I wanted to diversify my 401K so I would have some insurance against my stock portfolio. The staff at Goldco made it a simple 1, 2, 3 process. The staff was courteous and responsive and most important, knowledgeable! Their service was prompt. I look forward to working with them in the future, should I decide to purchase more gold and silver or sell my existing investment.
My experience with Goldco produced trust and confidence with my financial decisions from beginning dealing with Michael Mercuro, executive assistant to the end with Patricia Loya. The process was smooth, efficient and enjoyable. I felt held by senior executive David Taylor with his caring personality, patience and willingness to share his knowledge of metals to help guide me throughout. I am grateful and look forward to a continued business relationship with Goldco. Thank you!
I have been reviewing my options dealing with my inherited IRA and heard of gold on the radio. After researching companies on the internet, I made the inquiry to Goldco. They were prompt but not pushy (I own my sales company with 10 employees). When I decided to make the move, the people here are first class in helping answer questions, setting up paperwork, and recommending the types of coins available with knowledgeable information backing their choices. Having diversified into precious metals has balanced my portfolio with my other traditional IRA investments.
I just completed my second transaction with Goldco as part of a roll-over IRA. Once again, the process was handled very professionally. My account executive and his associates have been very patient, courteous and helpful. I highly recommend this company.
Great, informative, and kind customer service. Would highly recommend to anyone interested in opening a Precious Metals IRA!!