Looking to safeguard your future? Use A Gold IRA

No. When performed correctly, a rollover or transfer of assets into a Precious Metals IRA takes place with no taxes or penalties.

Types of retirement accounts eligible for rollover or transfer into a Precious Metals IRA include 401(k), 403(b), 457, Pensions and TSP accounts. You can even roll over funds from a Roth retirement account into a Roth Precious Metals IRA, or perform a Roth conversion when rolling over from a 401(k) or similar account into a Roth Precious Metals IRA.

Unlike mutual funds, the fees for your Precious Metals IRA are often charged as one flat fee per year, rather than as a percentage of your assets. That means that the more precious metals you own, the lower your fees are as a percentage of assets; the less precious metals you own, the higher your fees are as a percentage of assets. Ask your Goldco Specialist about current promotions as Goldco may reimburse you for these annual fees.

While your metals are owned by your IRA, they are securely stored in a depository. Once you are eligible to begin taking distributions at age 59 ½, you can choose to take your distributions either as a cash payment or in the form of precious metals.

Goldco cannot provide tax or legal advice and will not advise as to the tax or legal consequences of purchasing or selling precious metals or opening a Precious Metals IRA.

This site is general in nature and not tailored to the specific goals of any individual. It is up to you to educate yourself, consider all risks relating to your purchase, and seek financial advice, if needed. Even though Goldco and its representatives are precious metals specialists, we are not licensed financial advisors and do not give financial advice.

All investments carry risk. Some of those risks include the following: Precious metal prices may rise and fall, which means the value of your metals may go up or down over time and you may sell for more or less than you paid. Precious metals do not yield income. This is not an exhaustive list of risks, so feel free to do additional research.

Past performance does not guarantee future results. Predictions regarding the future value of precious metals cannot be made with certainty. Goldco cannot guarantee, assure, or promise future market movement, prices, or profits.

Yes. Goldco is a full-service precious metals firm. We can help you buy gold and other precious metals for secure delivery to your location.

This is the case with any IRA. The IRS requires that a custodian administer and track the assets in an IRA – a Precious Metals IRA is no different.

Goldco works with all major Self-Directed IRA custodians.

The process is completed in three steps: First, we’ll open a new Precious Metals IRA for you. Then, we’ll help you move funds from your old account – there are no penalties, and you don’t need to invest additional money. Once the funds are transferred to your Precious Metals IRA, we’ll then provide you with resources to select the precious metals. 

As a general rule, anyone who has earned income can be eligible for a Precious Metals IRA.

Typically less than two weeks. But, each application is unique and the exact amount of time it takes to roll over varies. Our Specialists will help you gather and complete all of the necessary documents for your rollover and can also provide you with an estimate for how long your specific rollover will take.

The most popular assets in a precious metals IRA are gold and silver. In addition, for investors interested in diversifying their portfolio, we also offer platinum and palladium. You can choose from a variety of products, such as coins or bars, in each category. We also offer both common bullion products and premium bullion products. Regardless of which precious metals you choose, the IRS approves for IRA inclusion only metals which are of a mandated fineness. Our Specialists can help you pinpoint the right mix of precious metals to meet your investment goals.

When you open a Precious Metals IRA, all of your precious metals will be stored in a secure vault at an insured depository. The IRS requires physical metals funding a Precious Metals IRA account be maintained by a depository and administered by the custodial financial institution. 

You may receive distributions from your Precious Metals IRA in the form of physical gold, silver, platinum, or palladium, depending on what metals are in your account. If you prefer to receive cash, Goldco will help you convert your precious metals into cash.