Your Guide to Gold IRA Rollovers

Qualified Rollover / Transfer Chart

In order to know if you can invest in precious metals through your existing retirement vehicle, view the table below. As you can see, there are over a dozen retirement vehicles in the United States. Which one(s) do you have? Each account has its own limitations and flexibility. Most accounts should allow you to achieve a gold IRA rollover.
Employer Sponsored Plans*Individual Retirement Accounts
401(k), Profit Sharing, Money Purchase Plan, Defined Benefit PlansYesTraditional IRAYes
Governmental (TSP, 457(b), etc.)YesRoth IRAYes
403(b)YesSEP IRAYes
Designated Account: Roth 401(k), 403(b), Roth 457(b)Yes, when rolled over to a Roth Self Directed IRASIMPLE IRAYes, after (2) years of account ownership
*Provided plan requirements for rollover are met.

From a 401(k) to a Gold IRA Rollover

In 1974, the US government passed a law called the Employee Retirement Income Security Act (ERISA). This new law paved the way for the formation of the individual retirement account (IRA). Prior to this law being passed, working Americans that did not have a traditional form of employment could not easily leverage tax-deferred benefits of retirement accounts. For years, investors with 401(k)s looking to protect their retirement with an IRA only had the option to build a portfolio of stocks, bonds or other paper currencybacked assets.  

Today, anyone can open an individual retirement accounts and leverage the same tax benefits that traditional retirement accounts offer. Goldco offers a form of a self-directed IRA. What this means is that you have full control over your investments. You no longer have to choose from a select few funds that your employer offers.  

With a self-directed IRA, you can invest in real estate, bonds, private businesses, precious metals, and more. Many Americans can do a 401(k) rollover, which allows them to transfer funds with neither taxes nor penalties to an IRA account. Recently, the volatility of the stock market has drawn many future retirees to execute a gold IRA rollover, protecting their future via the investment security of gold. 

Use a Precious Metals IRA to Protect Against Recession

These uncertain economic times call for an investment strategy that takes the worry out of retiring. Many are still feeling the effects of the 2008 recession. Some experts are predicting another recession coming very soon. A gold IRA rollover can take assets in 401(k)s and protect them from this future recession. Compared to paper assets like stocks, gold is a relatively safe investment for your investment portfolio. 

With rising costs of living, inflation, many are choosing the security of physical precious metals, which are generally inflation resistant. The price of gold generally rises over time. An IRA that is locked on to just one investment avenue is a risky strategy, making diversifying with gold and other precious metals an easy decision. Now an investment strategy that was once only available to the independently wealthy can be taken advantage of by anyone interested in investing in their future. 

Start a 401(k) Gold IRA in 4 Easy Steps

Beginning the gold IRA rollover process is simple. It allows you to transfer all or part of your current IRA into gold using a simple process. Choosing IRA approved gold can be daunting, but the experts at Goldco can help you answer any questions about a Gold IRA rolloverA gold IRA rollover can take assets in 401(k)s and protect them from this future recession. Compared to paper assets like stocks, gold is a relatively safe investment for your investment portfolio. 

  1. Fill out our form with your contact information and a precious metal expert will be in contact with you shortly to help you answer any questions about a rollover.
  2. Your point of contact at Goldco will send you a free comprehensive guide, either through mail or by e-mail, your choice. This guide will include various investment options, as well as a more information about investing in gold and other precious metals.
  3. Once you’re ready, our precious metal expert will help you fill out the necessary forms to open your account and assist you in transferring a portion of your retirement account into a Self-Directed individual retirement account without any sort of IRS penalty.
  4. You then choose which metals you want to purchase, and then your metals will be sent to a highly secure storage facility and you can rest easy knowing your retirement account is secure from any future volatility.

A Gold IRA Rollover protects your investment portfolio in 3 main ways:

  • It’s safe from currency devaluations
  • Protects against the effects of inflation
  • Preserves your retirement against government seizure

When you participate in gold IRAs as part of your retirement portfolio, you don’t get a flimsy piece of paper stating you own an interest in gold. Gold ETFs have the drawback of very high operating costs, which do not go away when the price of gold drops. When you start a gold IRA with Goldco, you purchase physical gold which is less volatile to market changes.

Our team at Goldco is waiting to help you make the smart choice to diversify your IRA portfolio today. Secure your future in just a few minutes by contacting our team. We’ll provide you with everything you need to know about the gold IRA rollover process from start to finish. After consulting with our experts, you’ll be able to confidently make the right decision about gold IRAs that fits your personal financial needs.

Ready to get started? Fill out the form on our homepage to get your free precious metals IRA guide or call us at (855) 465-3472 for more info! 


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