Are there penalties for moving my IRA or 401(k) to a Gold IRA?

No.  An IRA rollover is a common, tax-free process with no fees or penalties, if done correctly.  You can decide to roll over your current IRA to a new IRA at any time, as many times as you like, as long as the funds are deposited into your new IRA account within 60 days.  Talk to a Gold IRA Expert at Goldco Precious Metals to learn more.