Protect Your Future Today
According to a survey by the Federal Reserve, 48% of Americans are only slightly or not at all confident about their retirement planning. If you look at what the economy has done recently, and the path it’s currently on, it’s easy to see why.
Everyone looks forward to their eventual retirement. However, nobody wants to plan or save for it. What can you do today to reap the benefits of our live savings in the near future?
One of the biggest pitfalls to retirement saving is healthcare costs. It’s an important expense, which tends to cost more as you get older. Yet most Americans are afraid to talk about it, or take an honest look at how big a piece of their nest egg it will take.
Today’s Americans are retiring before they’ve built up enough of a nest egg to support themselves. Are you one of them?
As technology progresses, identity theft is becoming an increasing problem in this country. If you don’t protect yourself, someone can steal your credit card number, bank passwords, social security number, and more.
You never know when a financial emergency may arise. It’s wise to have some precautionary savings set aside, in order to reduce the blow.
If you are relying on a government pension to help during retirement, you may need to rethink your strategy.
Social security can very well be tapped out when you retire. With a little pre-planning you won’t need to rely on social security at all.
As a long-term wealth builder, gold is always a worthwhile investment, especially since it tends to appreciate in value frequently.
If you’re like many Americans, the amount you end up paying on your vehicle is far more than it’s actually worth.
