There is no assurance that commodities, i.e. precious metals, will achieve their objectives. Return and principal value will fluctuate and your portfolio, when redeemed, may be worth more or less than the original cost. No statement, presentation, article, or any other communication is to be construed as a recommendation to purchase or sell a security, or to provide investment, legal, accounting or tax advice. Clients should consult a financial advisor, attorney or accountant for investment, tax or legal advice. Clients should carefully read all documents provided, including sales literature, invoices and agreements, before making purchases. Clients should understand that all purchases have some degree of risk. Clients should make certain that they understand the correlation between risk and return. Commodities involve risk and are not suitable for all investors.